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NOTICE OF TEMPORARY CHANGE IN FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

BY OPERATION OF FED LAW, BEGINNING 1-1-13, FUNDS DEPOSITED IN A NONINTEREST BEARING TRANSACTION ACCOUNT, INCLUDING IOLTA'S, NO LONGER WILL RECEIVE UNLIMITED DEPOSIT INSURANCE COVERAGE BY THE FDIC. ALL OF DEPOSITOR'S ACCOUNTS AT AN INSURED DEPOSITORY INSTITUTION, WILL BE INSURED BY THE FDIC UP TO THE STANDARD MAXIMUM DEPOSIT INSURANCE AMOUNT($250,000), FOR EACH DEPOSIT INSURANCE OWNERSHIP CATEGORY.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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FSB Money Manager Budget and Personal Finance Tool is now available for all Online Customers.  Just Click on FSB Money Manager under Services on your left menu bar.