Savings Accounts

Regular Savings

Rate Information:
This account is an interest bearing account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks), and interest will be compounded semi-annually and will be credited to the account semi-annually. At our discretion, we may change the interest rate on the account. To inquire about the current rate on this account, please call us at (620) 646-5253. The interest rates and annual percentage yields may change at any time.

Balance Information:
We use the daily balance to calculate interest on your account. Interest is paid for the days in which your account maintains a minimum balance of $25.00 and no interest is paid on those days in which your account falls below $25.00. If the account is closed before the accrued interest is credited to the account, the accrued interest will not be paid.

Limitations:
You must deposit $25.00 to open this account. You may make six (6) withdrawals from your account each four (4) week or similar period.

Fees and Charges - The following fees and charges apply to this account:

Account Fees:
Withdrawals exceeding 6 per month $0.50 per withdrawal.